Mastering Creative Financing: How to Build Wealth in Real Estate with Zachary Beach

In this episode of the Think Millions Podcast, Dr. Alexa D’Agostino sits down with Zachary Beach, a multi-million dollar real estate investor and expert in creative financing. Zachary shares his journey from bartender to real estate mogul, revealing how he leveraged creative financing strategies to build wealth without relying on banks, large down payments, or personal credit.

They dive into why NOW is the best time to invest in real estate, even with high-interest rates, and how you can get started—even as a beginner or with a full-time job. If you’ve ever wanted to invest in real estate but felt held back by financial barriers, market uncertainty, or fear, this episode will give you the exact steps to start!

PLUS: Get Zachary’s Amazon Bestselling Book for Free! Link below!

Key Takeaways:

• Why NOW is the best time to invest in real estate—even in a high-interest market.
• How seller financing and creative financing help investors acquire property with little to no money down.
• The #1 way to find and negotiate real estate deals (even if you’re starting from scratch).
• How to transition into real estate investing while still working a 9-to-5.
• Why waiting on the sidelines is the biggest mistake investors make—and how to capitalize on market uncertainty.

Want to learn how to invest in real estate using creative financing?
Get Zachary Beach’s Amazon Bestselling Book for Free at WickedSmartBooks.com/millions2

Listen now and learn how to build wealth in real estate the smart way!

Key Parts of the Conversation:

[0:18 - 1:16] The Power of Side Hustles

• Zachary shares how he started as a bartender and side hustler before transitioning into real estate.
• Why side hustles teach essential skills like communication, sales, and negotiation.

[1:17 - 2:45] Zachary’s Journey: From Bartender to Real Estate Mogul

• How his father-in-law lost everything in 2008 and rebuilt his business through creative financing.
• The lessons Zachary learned about resilience, opportunity, and long-term wealth-building.

[3:46 - 4:55] Why NOW is the Best Time to Invest in Real Estate

• How rising interest rates are creating more opportunities for savvy investors.
• Why market downturns are when millionaires are made—if you know where to look.

[5:39 - 6:45] The Secret to Building a Cash Flow Portfolio

• How to buy real estate without using your own money or credit.
• Why seller financing and subject-to deals are game-changers in this market.

[7:15 - 8:22] The #1 Mistake New Investors Make

• Why waiting for the "perfect" time is the worst strategy.
• How to find motivated sellers and secure great deals—today.

[12:50 - 14:00] How to Start Real Estate Investing for Free

• Zachary’s go-to strategy for finding real estate deals without spending a dime.
• Step-by-step instructions on how to approach sellers and craft win-win deals.

[16:45 - 18:10] The Role of Confidence & Education in Success

• Why confidence comes from competence—and how to gain both.
• How having a mentor or coach can fast-track your success in real estate and business.

[20:30 - 22:00] Scaling Your Real Estate Business Without Getting Overwhelmed

• Why real estate is a relationship business, not just about properties.
• How to build a team and delegate tasks to focus on growth.

[24:00 - 26:00] How to Get Zachary’s Amazon Bestselling Book for Free

• Where to get Zachary’s book for free to dive deeper into creative financing.
• Final words of encouragement for those ready to take action and start investing.

Great Quotes from the Podcast:

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